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Financing your treatment

In order to have more affordable access to assisted reproduction treatments, you can finance all or part of your treatment.

Financing is interest-free (interests paid for by Gutenberg Centre URE) for 3, 6 and 12-month instalment plans. You will only pay 3% commission on the amount that you are financing and an inexpensive, single-premium insurance policy. For instalment plans over 12 months we offer different options. To discuss more payment options you can request an appointment so that we can take a look at your needs and your possibilities (flexible financing plans up to 60 months). You can also write to us at administración@urecentrogutenberg.com.

Our general financing conditions are the following:

  • We provide tailor-made plans for your needs so that you can request to finance all or part of a treatment.
  • For your convenience and privacy, you will not need to go to any specific bank branch since we will take care of everything at the URE Centre.
  • A financial plan will be put in place before we begin the treatments. This can be done in person by appointment at our facilities. A response can be expected within 24 to 48 hours.

The documents we need from you are the following:

If you are an employee or collect a pension:

  1. A photocopy of your ID.
  2. A photocopy of your last two payslips or two receipts of pension.
  3. The IBAN (International Bank Account Number) for the account that payments will be charged to. A copy of your passbook or a recent direct debit receipt.

If you are self-employed:

  1. A photocopy of your ID.
  2. The IBAN (International Bank Account Number) for the account that payments will be charged to. A copy of your passbook or a recent direct debit receipt.
  3. A stamped photocopy of your last annual tax return.
  4. A photocopy of instalment payments, such as paid quarterly taxes.

IMPORTANT: Financing plans do not include patient medications or any other services provided outside of our facilities. The financial institution will be responsible for approving or denying applications based on the assessment they make with a risk measurement tool. In order to finance your treatment you must have residence in Spain as well as a payslip from a Spanish company. If you are self-employed you must also have residence in Spain.

Instalment Calculator

Amount3 months6 months10 months12 months18 months20 months24 months
1.000 €341,85 €171,78 €104,34 €87,59 €59,93 €54,09 €45,16 €
1.500 €512,78 €257,67 €156,51 €131,39 €89,90 €81,14 €67,74 €
2.000 €683,08 €343,24 €208,50 €175,02 €119,62 €107,98 €90,16 €
3.000 €1.024,62 €514,86 €312,75 €262,53 €179,43 €161,97 €135,24 €
3.500 €1.195,39 €600,67 €364,88 €306,29 €209,34 €188,97 €157,78 €
4.000 €1.366,16 €686,48 €417,00 €350,04 €239,24 €215,96 €180,32 €
4.500 €1.536,93 €772,29 €469,13 €393,80 €269,15 €242,96 €202,86 €
5.000 €1.707,70 €858,10 €521,25 €437,55 €299,05 €269,95 €225,40 €
5.500 €1.878,47 €943,91 €573,38 €481,31 €328,96 €296,95 €247,94 €
6.000 €2.049,24 €1.029,72 €625,50 €525,06 €358,86 €323,94 €270,48 €
6.500 €2.220,01 €1.115,53 €677,63 €568,82 €388,77 €350,94 €293,02 €
7.000 €2.390,78 €1.201,34 €729,75 €612,57 €418,67 €377,93 €315,56 €